Planning

Planning and Flood Risk

How the planning system in England manages flood risk, including the Sequential Test and Exception Test.

Last updated: 2026-03-26

Planning and Flood Risk in England

The National Planning Policy Framework (NPPF) requires local planning authorities to steer development away from areas at highest flood risk.

The Sequential Test

New development should be directed to areas at lowest flood risk. The Sequential Test checks whether there are reasonably available sites at lower risk.

The Exception Test

If the Sequential Test is failed, the Exception Test requires:

  • The development provides wider sustainability benefits that outweigh the flood risk
  • A site-specific FRA shows the development will be safe for its lifetime

Flood Risk Vulnerability Classification

  • Essential infrastructure: Power stations, water treatment works
  • Highly vulnerable: Emergency services, basement dwellings, mobile homes
  • More vulnerable: Hospitals, care homes, houses, hotels
  • Less vulnerable: Shops, offices, general industry
  • Water-compatible: Flood control, docks, marinas, amenity open space

What This Means for Homeowners

If you are extending or developing in a flood risk area (Zone 2 or 3), you will likely need a Flood Risk Assessment.

Frequently Asked Questions